Boat Insurance

High Saving Potential
Excellent Protection
Easy Claim

Comprehensive Coverage for Your Maritime Adventures

At Cornerstone Insurance Agents Ltd., we understand that owning a boat is not just about having a vessel; it’s about the freedom and joy that comes with navigating the open waters. Our Marine Insurance policies are designed to safeguard your investment, whether it’s a luxury yacht, a fishing boat, or any other type of watercraft. With coverage options that protect against damages, liability, and more, you can sail with confidence knowing that you are fully protected.

Parachute water sport

Key Benefits:

Physical Damage Coverage:

Protects your vessel from risks such as fire, theft, vandalism, and accidental damage.

Liability Protection:

Covers your legal responsibility for damages or injuries to others while operating your boat.

Passenger Liability:

Provides coverage for injuries sustained by passengers on your vessel.

Salvage Costs:

Covers the cost of recovering your vessel if it becomes stranded or sinks.

Wreck Removal:

Ensures that the costs of removing your wrecked vessel are covered.

Types of Marine Insurance Coverage

1. Yacht Insurance

Overview:

Whether you own a small sailboat or a luxury yacht, our Yacht Insurance policies offer comprehensive protection tailored to your needs

What’s Covered:
Who It’s For:

Ideal for drivers looking for basic protection at an affordable price.

2. Comprehensive Auto Insurance

Overview:

Third-Party Liability Insurance Offers extensive coverage, including protection against theft, fire, and damage to your vehicle in an accident.

What’s Covered:
Who It’s For:

Ideal for drivers looking for basic protection at an affordable price.

3. Collision Coverage

Overview:

Specifically covers the repair or replacement of your vehicle following a collision.

What’s Covered:
Who It’s For:

Ideal for those who want to ensure their car is covered in the event of a crash.

4. Total Loss Insurance

Overview:

Covers your vehicle in the event of a "total loss," where the cost to repair exceeds the vehicle's value.

What’s Covered:
Who It’s For:

Ideal for drivers with older vehicles who want to ensure they’re protected if their car is deemed a total loss.

Why Choose Cornerstone for Marine Insurance

Choosing the right insurance for your vessel is crucial. At Cornerstone Insurance Agents Ltd., we offer more than just coverage—we offer peace of mind. Our team of experts is dedicated to providing personalized service, ensuring that your policy is tailored to your specific needs. With us, you’re not just a policy number; you’re a valued client

1. Tailored Coverage Options:

Policies customized to meet your unique needs.

2.Expert Claims Handling

Fast and efficient claims processing to get you back on the water quickly.

3. Competitive Rates:

High-quality coverage at rates you can afford.

4. 24/7 Customer Support:

Assistance whenever you need it.

Frequently Ask Home Insurance Questions

Boat insurance covers damages to your vessel, liability, theft, and medical payments for passengers.

Yes, boat insurance can cover storage damage, but check your policy for specific inclusions.

Liability coverage protects you if someone is injured or if you damage someone else’s property.

Some boat insurance policies include towing and assistance, but it may be an add-on.

Yes, many policies include coverage for fishing gear, electronics, and other personal items.

Your policy may have geographic limits on where your boat can be covered, such as within a specific country or region.

Yes, personal watercraft can typically be covered under boat insurance, but it may need to be added to your policy.

Yes, but check with your insurer about specific coverage for hurricanes, windstorms, and other events.

Need help with something else?

No matter where you live or what you drive, we find the policies that are right for you.