Answer: Your home insurance policy covers a variety of risks including damage caused by fire, theft, natural disasters, and liability protection in case someone is injured on your property. Additionally, it may cover the cost of temporary housing if your home becomes uninhabitable due to a covered event.

Filing a claim with Cornerstone Insurance is simple. You can start by contacting your assigned agent or calling our 24/7 claims hotline. You will need to provide details about the incident, including the date, time, and nature of the loss. Our claims team will guide you through the process and ensure your claim is handled promptly and efficiently.

There are several ways to lower your insurance premiums. You can increase your deductibles, bundle multiple insurance policies with us, install safety features in your home or vehicle, and maintain a good credit score. Additionally, regularly reviewing your policy with one of our agents can help you find discounts and adjust coverage as needed.

Collision coverage helps pay for damage to your vehicle resulting from a collision with another car or object, regardless of fault. Comprehensive coverage, on the other hand, covers damage to your vehicle caused by events other than collisions, such as theft, vandalism, or natural disasters. Both coverages are important for protecting your vehicle, but they cover different types of risks.