#4 Arcade Building, Pioneer's Way
P.O. Box F-41480, Freeport , Grand Bahama
Automobile Insurance
High Saving Potential
Excellent Protection
Easy Claim
Protect Your Vehicle, Protect Your Peace of Mind
At Cornerstone Insurance Agents Ltd., we understand how important your vehicle is to you. That’s why we offer comprehensive auto insurance solutions that protect not only your car but also your financial security. Whether you’re on the road every day or just occasionally, our policies are designed to give you peace of mind knowing you’re covered from every angle.
Key Benefits:
Comprehensive Coverage
Protects against a wide range of risks, including accidents, theft, and natural disasters.
Liability Protection
Covers bodily injury and property damage to others if you're at fault in an accident.
Personal Injury Protection:
Covers medical expenses for you and your passengers in the event of an accident.
Rental Car Coverage:
Provides a rental car while your vehicle is being repaired.
Types of Auto Insurance Coverage
1. Third-Party Liability Insurance
Overview:
Third-Party Liability Insurance Provides the minimum coverage required by law, covering damages to other people’s property and injury to others if you’re at fault.
What’s Covered:
- Damage to other vehicle
- Bodily injury to others
- Property damage
- Damage to other vehicle
Who It’s For:
Ideal for drivers looking for basic protection at an affordable price.
2. Comprehensive Auto Insurance
Overview:
Third-Party Liability Insurance Offers extensive coverage, including protection against theft, fire, and damage to your vehicle in an accident.
What’s Covered:
- All benefits of Third-Party Insurance
- Damage to your own vehicle due to collision, theft, fire, or natural disasters
- Windshield damage
- Personal belongings inside your vehicle
- Ideal for those who want maximum protection and peace of mind.
Who It’s For:
Ideal for drivers looking for basic protection at an affordable price.
3. Collision Coverage
Overview:
Specifically covers the repair or replacement of your vehicle following a collision.
What’s Covered:
- Damage to your vehicle from a collision with another car or object
- Covers the cost of repairs or replacement
Who It’s For:
Ideal for those who want to ensure their car is covered in the event of a crash.
4. Total Loss Insurance
Overview:
Covers your vehicle in the event of a "total loss," where the cost to repair exceeds the vehicle's value.
What’s Covered:
- Total loss due to an accident
- Total loss due to natural disasters
Who It’s For:
Ideal for drivers with older vehicles who want to ensure they’re protected if their car is deemed a total loss.
What to Do in Case of an Accident
1. Ensure Safety:
Check for injuries and call emergency services if needed.
2.Document the Scene:
Take photos of the accident scene, including any damages.
3. Exchange Information
Collect contact details and insurance information from the other driver(s).
4. Notify Us
Contact Cornerstone Insurance Agents Ltd. immediately to report the accident and start your claim process.
5. File a Claim:
Submit all necessary documents and our team will guide you through the claims process.
Automobile Insurance Questions
Auto insurance covers accidents, theft, liability, and damage to your vehicle.
Yes, collision coverage is necessary if you want protection for vehicle damage in the event of an accident.
yes, roadside assistance can often be added as an optional feature.
Contact your insurance agent, submit all necessary documents, and follow the claim process.
Comprehensive covers non-accident related damages, while liability covers damages to others if you're at fault.
Rental car coverage is typically optional, but it can be added to your policy.
Rates may increase depending on the severity and nature of the claim, but it varies by provider.
Safe driving, bundling policies, and installing anti-theft devices can help lower premiums.
Need help with something else?
No matter where you live or what you drive, we find the policies that are right for you.
Experience peace of mind with Cornerstone Insurance Agents Ltd.
Quick Links
Our Products
Support
- #4 Arcade Building Pioneer's Way
- Freeport, Grand Bahama,
- (242) 602-6652 /3
- info@cornerstonebahamas.com