#4 Arcade Building, Pioneer's Way
P.O. Box F-41480, Freeport , Grand Bahama
Business Insurance
High Saving Potential
Excellent Protection
Easy Claim
Your Business Deserves the Best Protection
At Cornerstone Insurance Agents Ltd., we understand that your business is more than just a livelihood; it’s your passion, your hard work, and your future. That’s why we offer a range of business insurance solutions designed to protect your assets, employees, and operations. Whether you’re a small business owner or run a large corporation, our policies are tailored to meet your specific needs, so you can focus on growing your business with confidence.
Key Benefits:
Property Coverage:
Protects your business property from risks like fire, theft, and vandalism.
Liability Protection:
Covers your business against legal claims for injuries or damages.
Business Interruption Coverage:
Helps cover lost income and operating expenses if your business is forced to close temporarily.
Employee Protection:
Offers coverage for workers' compensation, health benefits, and more.
Customized Policies:
Tailored to fit the unique needs of your business, no matter the size or industry.
Types of Business Insurance Coverage
1. Commercial Property Insurance
Overview:
Third-Party Liability Insurance Covers your business property including buildings, equipment, inventory, and more against damage or loss.
What’s Covered:
- Physical damage to buildings and equipment
- Theft and vandalism
- Coverage for inventory and stock
- Damage to other vehicle
Who It’s For:
Business owners who want to protect their physical assets.
2. Business Interruption Insurance
Overview:
Provides financial protection if your business is forced to close temporarily due to a covered event.
What’s Covered:
- Lost income during the closure period
- Operating expenses such as rent and payroll
Who It’s For:
Businesses needing income protection during unexpected disruptions.
3. Liability Insurance
Overview:
Protects your business from legal claims related to injuries, property damage, and other liabilities
What’s Covered:
- Legal costs and settlements
- Third-party injury claims
- Property damage claims
Who It’s For:
Businesses of all sizes needing protection from legal risks.
4. Workers' Compensation Insurance
Overview:
Covers medical expenses and lost wages for employees who are injured on the job
What’s Covered:
- Medical bills for work-related injuries
- Compensation for lost wages
- Rehabilitation costs
Who It’s For:
Employers required by law to provide workers' compensation coverage.
Why Choose Cornerstone for Business Insurance
At Cornerstone Insurance Agents Ltd., we take pride in being a trusted partner for businesses across the Bahamas. Our business insurance solutions are designed with flexibility and customization in mind, ensuring that your coverage grows with your business. From expert advice to responsive claims handling, we’re committed to protecting what you’ve worked so hard to build.”
Tailored Policies
Check for injuries and call emergency services if needed.
Expert Advisors
Guidance from experienced insurance professionals.Guidance from experienced insurance professionals.
Competitive Pricing
Affordable coverage without compromising on quality.
24/7 Claims Support
Assistance when you need it most.
Business Insurance Questions
Business insurance protects your company against liability, property damage, theft, and business interruption.
Yes, business interruption insurance compensates for lost income if your business can't operate due to a covered event.
Employee injuries may be covered under worker's compensation, which is often separate from general business insurance.
Public liability insurance protects your business from claims of injury or property damage caused to third parties.
Yes, many business insurance policies cover damage or loss of equipment and machinery.
Theft is typically covered under commercial property insurance, but check for specific details in your policy.
Business insurance can cover damage caused by fire, floods, hurricanes, and other natural disasters, depending on your policy.
Contact your insurance company, document the loss, and provide supporting documents to process the claim.
Need help with something else?
No matter where you live or what you drive, we find the policies that are right for you.
Experience peace of mind with Cornerstone Insurance Agents Ltd.
Quick Links
Our Products
Support
- #4 Arcade Building Pioneer's Way
- Freeport, Grand Bahama,
- (242) 602-6652 /3
- info@cornerstonebahamas.com