Home Insurance

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Protect Your Home with Comprehensive Insurance Coverage

Ensure the safety and security of your most valuable asset with our tailored home insurance policies.

Why Choose Cornerstone for Home Insurance?

Key Benefits :
Comprehensive Coverage

Protects against a wide range of risks, including accidents, theft, and natural disasters.

Liability Protection

Covers bodily injury and property damage to others if you're at fault in an accident.

Personal Injury Protection:

Covers medical expenses for you and your passengers in the event of an accident.

Types of Home Insurance Coverage

Metal pliers and screwdriver with electrical diagrams of house. Building home

1. Building Insurance

Overview:

Protects your physical property structure against natural disasters and unforeseen damages.

What’s Covered:
Who It’s For:

Homeowners looking to protect their primary residence from unexpected damages.

2. Home Contents Insurance

Overview:

Covers the personal belongings inside your home from loss or damage

What’s Covered:
Who It’s For:

Homeowners and renters who want to protect their valuable possessions.

3. Renter’s Insurance

Overview:

Provides protection for renters against loss or damage to personal belongings.

What’s Covered:
Who It’s For:

Renters seeking to protect their belongings and liability.

4. Additional Coverage Options

Overview:

Enhance your protection with optional add-ons.

What’s Covered:
Who It’s For:

Homeowners looking for customized coverage based on their unique needs.

Frequently Ask Home Insurance Questions

Home insurance typically covers damage from fire, theft, natural disasters, and liability for injuries on your property.

    • Yes, high-value items like jewelry or electronics may require extra coverage.
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Water damage is often covered but may require additional flood coverage depending on your location.

Building insurance covers the structure of your home, while contents insurance covers personal belongings.

Contact your insurance company, provide details of the damage, and submit necessary documentation.

Yes, many home insurance policies provide coverage for temporary accommodation costs.

Yes, but additional coverage may be required for specific natural disasters depending on your policy.

Yes, renters insurance covers personal belongings and liability, not the building itself.

Need help with something else?

No matter where you live or what you drive, we find the policies that are right for you.