Privacy Policy

Eective Date: September 2024

Last Updated: September 2024

1. Information We Collect

We collect various types of information to provide you with the best possible service. This may include:

Personal Information:

• Name
• Contact information (e.g., email address, phone number, mailing address)
• Payment information (e.g., credit card details, billing information)
• Identification documents (e.g., driver’s license, passport, etc.)
• Insurance details and claims history

Technical Information:

• IP address
• Browser type and version
• Pages visited and interactions on the website
• Cookies and tracking technologies to enhance user experience

Non-Personal Information:

• Demographic data
• Geographical location
• Usage data to analyze website performance

2. How We Use Your Information

We use your personal information for the following purposes:

• Providing Services: To process insurance claims, quotes, and policy updates.
• Communication: To respond to your inquiries, send notifications, and provide updates regarding your insurance policies.
• Marketing and Promotions: To send you marketing materials or promotional offers that may be of interest to you, with your consent.
• Improvement of Services: To improve our website functionality, customer service, and overall experience.
• Legal Compliance: To comply with legal obligations, resolve disputes, and enforce our agreements.

3. Sharing Your Information

We do not sell or rent your personal information to third parties. However, we may share your information in the following instances:

• Service Providers: We may share your information with third-party service providers (e.g., payment processors, IT services) to help us deliver our services.
• Legal Requirements: We may disclose your information if required to do so by law, or in response to a valid legal request from government authorities.
• Business Transfers: In the event of a merger, acquisition, or sale of our company assets, your personal information may be transferred as part of that transaction.

4. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance user experience and analyze website traffic. Cookies are small text files stored on your device that help us remember your preferences and provide a more personalized experience.

You may disable cookies through your browser settings, but doing so may affect the functionality of our website.

5. Data Security

We take the security of your personal information seriously and use appropriate technical and organizational measures to protect your data from unauthorized access, disclosure, alteration, or destruction. However, no system is completely secure, and we cannot guarantee absolute security.

6. Your Rights

You have the following rights regarding your personal information:

• Access and Correction: You may request access to or correction of the personal information we hold about you.
• Erasure: You have the right to request that we delete your personal data under certain circumstances.
• Data Portability: You may request a copy of your personal information in a commonly used, machine-readable format.
• Opt-Out: You can opt-out of receiving marketing communications at any time by following the unsubscribe instructions in our emails or contacting us directly.

To exercise any of these rights, please contact us at the email provided below.

7. Retention of Your Information

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, or as required by law. Once your information is no longer needed, we will securely dispose of it.

8. Third-Party Links

Our website may contain links to third-party websites or services that are not operated or controlled by Cornerstone Insurance Agents Ltd. We are not responsible for the content or privacy practices of these external sites. We recommend reviewing their privacy policies before providing them with any personal information.

9. Children’s Privacy

Our website is not directed at children under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal data from a child, we will take steps to delete the information promptly.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated date. We encourage you to review this policy periodically to stay informed about how we protect your information.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at:

Cornerstone Insurance Agents Ltd
#4 Arcade Building, Pioneer’s Way,
Freeport, Grand Bahama,
Phone: 602-6652
Email: info@cornerstoneinsurancebahamas.com

By using our website and services, you consent to the terms of this Privacy Policy.